Terms & Conditions

1. User Eligibility

You must be:

• At least 18 years old and legally eligible to use our services
• A registered business or individual with valid documentation

2. Service Usage

• You agree to use our payment gateway only for legal transactions.
• You must provide accurate business details for verification.
• We reserve the right to suspend accounts involved in fraudulent or suspicious activities.

3. Payment Processing

• We facilitate payments via UPI, cards, net banking, wallets, and crypto.
• Transaction processing times may vary based on the payment method.
• We do not guarantee refunds unless specified in our Refund Policy.

4. Fees & Charges

• Our services are subject to transaction fees, as mentioned on our pricing page.
• All applicable taxes and charges must be borne by the user.

5. Limitation of Liability

• We are not responsible for losses caused by third-party service providers, banking failures, or incorrect customer details.
• In no event shall our liability exceed the amount of the transaction fee paid.

6. Account Termination

• We reserve the right to terminate or suspend your account if you violate our policies.
• You can request account closure by contacting support@PaymntGateway.com.

7. Governing Law

These terms are governed by the laws of India. Any disputes shall be resolved in the jurisdiction of Mumbai.